Murtuza leads a team of banking, custody, escrow and margin and securities backed lending professionals, who work with clients in North America and Latin America to address their financing, liquidity, safeguarding, portfolio administration, and risk mitigation needs.

Murtuza has over 15 years of private banking and margin lending experience. Previously, he was the Global Head of Margin and Securities Backed Lending at Citi Private Bank. Earlier in his career, he was a member of the Private Bank Investment Finance team for nine years, based in Asia. 

Murtuza holds an MBA in finance and the Chartered Financial Analyst and Financial Risk Manager designations.

Michael leads a team of sales professionals across the Americas who consult with ultra high net worth and high net worth individuals, as well as key business segments, including private equity, real estate, law firms, family offices and sports, to understand their liquidity and treasury management needs and deliver appropriate solutions.

Michael joined Citi in 2002 and has over 16 years of banking and treasury management experience working with corporate, commercial and middle market companies.

Prior to joining Citi Private Bank in 2007, Michael was an Assistant Vice President in the Commercial Business Group at Citi, as a part of the treasury management sales division. Earlier in his career, Michael worked in Citi’s Treasury and Trade Solutions business as an Implementation Manager.

Michael holds a Bachelor’s degree in Finance and a minor in Economics from the University of Delaware and a Master of Business Administration from Baruch’s Zicklin School of Business. He earned his Certified Treasury Professional credentials in 2008 and is a member of the Association for Financial Professionals (AFP).

Vikram leads a team providing deposit and treasury management strategies to clients across Latin America. Vikram served previously as Investment Finance team head in South Asia, responsible for a range of solutions, including margin lending, liquidity, structured solutions and unsecured lending for clients across Asia Pacific.

Previously, Vikram worked for National Bank of Kuwait in various business development, strategy and finance roles. He started his career with Ernst and Young in India as a Chartered Accountant and later worked at KPMG in management assurance services, covering the Middle East.

Vikram holds a bachelor’s degree from the University of Calcutta. He holds the Financial Risk Manger (FRM), Certified Fraud Examiner (CFE), Certified Information Systems Auditor (CISA), and Certified Internal Auditor (CIA) certifications.