Alert iconWarning: Unsupported web browser

In View no longer supports your current web browser version, which means some functionality may be limited. Please update your browser for the best experience before you log in.

close icon
Citi Private Bank logo

Unsupported browser

Our website no longer supports your current web browser version, which means you are no longer able to access this website. Please update your browser to continue.


Whether you seek to acquire a new property, refinance an existing mortgage, or unlock liquidity from your real estate holdings, we can help meet your financing needs.

Home Financing

Residential real estate can be a valuable component within your overall wealth strategy.

In recent years, our clients have increasingly sought properties in key locations around the world, whether for their own use, investment purposes, or as a way to store wealth.

We offer a comprehensive approach to financing and structuring home buying transactions.

Your dedicated mortgage specialist coordinates all aspects of the lending process until your transaction closes.

They begin the process by understanding your objectives and then customize a financing strategy aligned to your unique circumstances.




Among the benefits of our service are competitive interest rates, no maximum loan amount,1 and a sliding loan-to-value scale that reflects loan amounts and liquidity. We draw upon in-depth knowledge of key local property markets worldwide and our expertise in cross-border financing.

Your dedicated mortgage specialist partners with you to understand your unique objectives, develop a tailored financing strategy, and coordinate all aspects of the lending process. 

Thomas Stott
Head of Residential Real Estate - North America

How we serve you

Tailored financing strategies
We design innovative mortgage structures to fit your overall financial strategy.

Our offering includes fixed and adjustable rate mortgages, interest-only options,1 home equity lines of credit, dual-collateral mortgages, blanket mortgages, laddered loans and bridge financing.

We can assist in complex financial situations, including where there are multiple sources of income or alternative ownership structures.

We can also provide pre-approvals, which may give a negotiating advantage. 

Unique properties
Our clients frequently seek to acquire out-of-the-ordinary homes.

We have a deep understanding of the issues and challenges posed by many one-of-a-kind properties, such as vineyards, country estates, farms and ranches.

Our expertise and flexibility allow us to consider lending in situations where other lenders may not.

Intelligent ownership
Structuring the ownership of your property can help ease transitions, protect your privacy, and safeguard against legal challenges.

Working with your independent legal and tax advisors, our wealth planners can explore appropriate structures for your unique circumstances.

Possibilities include trusts, partnerships and limited liability companies, both on- and off-shore.

We can also help manage, oversee, and administer assets on your behalf.

Meet our people


See our real estate insights and the issues that matter for your wealth

View all insights


See our real estate insights and the issues that matter for your wealth

View all insights
Contact us

To help put you in touch with the right advisory or team, please answer the following questions.

1 Subject to applicable loan-to-value requirements. In some regions, maximum loan size or limits may apply.
Close Modal

You're about to leave the Citi Private Bank website

By clicking continue, you will visit a third-party website that is not owned or managed by us.

We have no control of the content, privacy or security beyond this point.


Stay on this page